befcu logobourns employee federal credit union


BUYING A HOME OR REFINANCING


Shop and Compare—
your low rate, low cost lender!

Speak to our friendly member service representatives.

Fast approval and great service.

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2


Make a great deal and get a great rate!


Don’t’ wait! Get a great rate before year end;
buy the car you want, now —
and get one of those great year end deals
…let BEFCU help!

Talk with one of our knowledgeable and friendly Member Service Representatives.

Fast approval and great service.

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2


*At a rate of 1.49% APR, your estimated monthly payment for 60 months would be $17.31 for each $1,000 borrowed. Programs, rates, terms, and conditions are subject to change without notice. All loans subject to credit approval and membership eligibility. Not all members may qualify for loan requested. Minimum Loan Amount: $2,500.


BEFCU's Board of Directors is extending this very special rate !


Hurry: Get that new living room, spruce up your kitchen, pay off those high rate credit cards, provide the education assistance needed...

Apply today. It is a simple, easy, and with BEFCU’s low rates, payments are affordable.


Talk with one of our knowledgeable Member Service Representatives.

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2


* Loans are available through March 31, 2017. Loans must fund by March 31, 2017 to obtain rate.
Loans to $7,500 depending on qualifications. Minimum Loan Amount: $750. Repayment terms from three years to five years depending on qualifications. Rates start at 2.99%, APR: 2.99%. Higher rates may apply based on qualifying.



Talk to a BEFCU Member Service Representative today—
and, get your great rate!

Choose an account that fits your needs and works for you!

Terms from 6 months to five years!


Call, come in, or email today. It is a simple and easy. Compare!

Featured Rates

Type

Amount

APY

12 Month CD

$10,000

0.90 %

MMA

2,500

0.30 %

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2



STOP Paying fees for a Checking Account!

Let YOUR Money WORK for YOU,
Not your Bank!

Look at BEFCU

  • 10 basis points (0.10 %) on your funds
  • Unlimited check writing
  • No service charges
  • No minimum balance requirements
  • ATM or Debit card available
  • No debit card charges
  • A network of over 35,000 surcharge free ATMs across the nation
  • Interest on your checking account balance

Isn't it time to Switch? Its EASY!
Request a Checking Account application:
Complete & Return It

And, while you are doing that, set up Direct Deposit and Bill Pay

Have your paycheck automatically deposited to your Checking account
(stop those unnecessary trips to deposit your check)

Pay your monthly bills quickly and easily through BILL PAY
(stop writing unnecessary checks)

Talk to one of our friendly
Member Service Representatives for Assistance

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2



As first mortgage rates move up...

Wondering how to make those home improvements you want without losing your great rate?


  • Remodel, add new landscaping, put in new fencing...
  • Add a room, pool, solar, install new flooring...
  • Put in a new kitchen or bathroom...
  • Use it for any need (education, vacation, peace of mind, etc.)...

Speak to our friendly member service representatives.

Fast approval and great service.

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2


*Combined loan-to-value cannot exceed 80% and, depending on qualifying, loan amount cannot exceed $200,000. Home Equity Line of Credit is a variable rate product with a maximum rate of 18%. The Rate and APR will increase or decrease periodically based on a comparison of the loan's Rate to the Prime Rate index plus the margin, if any. All loans are subject to approval. Rates, terms, and conditions subject to change without notice.



Shop and Compare-
your low rate, low cost lender!

Speak to our friendly member service representatives.

Fast approval and great service.

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2



Avoid Foreclosure!

See a list of local HUD Approved Housing Counseling Agencies.

    




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Welcome to BEFCU 

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Welcome Bakery Employees Credit Union Members!

Bourns Employees Federal Credit Union (BEFCU) is proud to announce that it has merged with Bakery Employees Credit Union (BECU).

BEFCU’s Board of Directors and staff welcome all BECU members as part of our larger family. We are delighted to be able to offer BECU members an array of products and services at very competitive rate and very low costs.

BEFCU will be sending out an information packet to BECU members. This packet will provided detailed information about how to work with BEFCU, its products, services, rates, and costs.

If you would like to apply for a loan, open a share account, checking account, certificate of deposit, money market account or an IRA, or if you want specific information about branch locations, hours of operation, or more, simply click on of the TAB at the top of this page that most closely describes what you are looking for or want to do.

Below are two links. One link is the Merger Update letter for BECU members. The other link is a KEY INFORMATION page; it highlights specific information about BEFCU and how to work with BEFCU.


VISA Balance Transfer

February 1 - April 30, 2017

Transfer any amount up to your BEFCU VISA credit card limit from another credit card**
After that, any remaining amount from a balance transfer, paid at your existing card rate.

  • Rewards (points or cash).
  • No Fees.
  • EMV chip enabled.
  • Fixed Rate.

Talk with one of our knowledgeable and friendly Member Service Representatives today.

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2


*Transfer any amount up to your card limit from another credit card** and receive a rate of 2.99 % APR on the transfer amount for two years.
**includes VISA, Mastercard, Discover, AMEX, or Capital One cards (excludes retail cards, e.g., Target, Macy’s, etc.)



A Checking Account that works for you

  • No minimum balance requirements.
  • No Service Charges.
  • Write as many checks as you want.
  • ATM or DEBIT CARD:
    • No debit card charges.
    • 35,000 ATMS nationwide,
      surcharge free.
  • Access balance anytime: online, mobile, or call.

Talk with one of our knowledgeable and friendly Member Service Representatives today.

Click below to Apply.
In order to apply, please provide proof of income:

    by fax: 951-781-5452
    by email: befcu@bourns.com
    or in person, including:
    • 2 most recent pay stubs
    • 2016 W-2
    (Self-Employed)
    • All pages of most recent taxes

apply now

Or, call toll free: 1-877-426-8767, option 2









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BEFCU Home | Membership | Loan Programs | Savings Programs | Useful Links | About Us | Contact Us
© Bourns Employees Federal Credit Union.
1200 Columbia Avenue, Riverside, California 92507
Click to review ourPrivacy Policy.

call toll free at 1-877-426-8767 x 2,
locally at 951-781-5600, or fax 951-781-5452.
Office hours: 9:00 AM PST to 4:30 PM PST, Monday - Friday.